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Off Topic / Re: Is anyone still in contact with the user "Boink!"?
« on: February 07, 2023, 04:37:39 PM »
Wyoming is loving lit, forget the WY hate. Any state without income tax is lit, but Wyoming, Alaska, and New Hampshire are especially litty because its chilly or mild. not to mention these three states have good gun laws and are very outdoorsy/scenic. I'm not a hunter but if I was I'd be living in heaven if I were there.
You need to take into the other expenses with living in Wyoming like services, since getting something like a new roof would require people to travel 30-120 mins to get to your place. Groceries are 30 min away, you'd have to do a monthly or bi-weekly grocery run unless you wanna spend a lot in gas. Wind damage is a legitimate concern out in the plains. I know you like the isolation but your neighbors will be elders.
Also luckily modern day internet shouldn't concern you. You're more than likely going to be gaming and streaming at a comfortable speed. When in doubt, Starlink will hook you up.
I can tell you though, I bought my first house a year ago for 200k with 10% down. (With a 0% down, which you are eligible for since you're a first time home buyer, the monthly payment is only like a hundred bucks more). Granted the interest rate was low, but I was piss poor. I worked two jobs for around 40k a year. Now I make about 3 times that but I'm only comfortable with spending 2000-2500 a month on a mortgage, compared to my current 900/mo, which was about half of my monthly income.
I always wanted to live there ever since i realized it was the least populated state in the country (and second least densely populated). Living in kind of a rugged small town with lots of wildlife just seems really cool to me. The low cost of living seems pretty good too. I've seen some houses for sale being under 200k which don't look dilapidated or anything. My only two issues that I can't shake yet are the job opportunities and the internet connection. I'm still working toward my degree and trying to get good at land surveying. I'm still trying to figure out of the entry level positions will be enough to take home a comfortable profit after paying for all the expenses. Also internet speed is important to me since I play video games. I assume Boink! also plays games since he was at this forum, so I'm just hoping he doesn't say. "it's awful, my Blockhead character gets to move one step every 5 seconds."
You need to take into the other expenses with living in Wyoming like services, since getting something like a new roof would require people to travel 30-120 mins to get to your place. Groceries are 30 min away, you'd have to do a monthly or bi-weekly grocery run unless you wanna spend a lot in gas. Wind damage is a legitimate concern out in the plains. I know you like the isolation but your neighbors will be elders.
Also luckily modern day internet shouldn't concern you. You're more than likely going to be gaming and streaming at a comfortable speed. When in doubt, Starlink will hook you up.
I can tell you though, I bought my first house a year ago for 200k with 10% down. (With a 0% down, which you are eligible for since you're a first time home buyer, the monthly payment is only like a hundred bucks more). Granted the interest rate was low, but I was piss poor. I worked two jobs for around 40k a year. Now I make about 3 times that but I'm only comfortable with spending 2000-2500 a month on a mortgage, compared to my current 900/mo, which was about half of my monthly income.
