31
hi stripping wires im conan
Show Posts
This section allows you to view all posts made by this member. Note that you can only see posts made in areas you currently have access to.
32
tempted by the lower initial rates or pushed hard by the bank or just not aware of how bad it can get with compounding interest. current fixed rates suck ass but its better than getting forgeted down the line esp if the house value doesnt appreciate and you cant sell it to get out of the mortgage.
33
mortgages = get a loan for your house
loans have interest rate, meaning you will end up paying more than you borrowed back over time
fixed rate interest = interest rate is locked in at time of signing the loan. means you know exactly how much you'll end up paying by the end of the loan, and they cant change the interest rate
variable rate interest = interest rate can change, which means if inflation goes bad your rate can go up. may be advertised as the rate can go down, or the starting rate of the loan is low (and possibly fixed for some time) but you can bet your ass they will jack that stuff up the moment they can
do the math upfront and make sure you can afford the mortgage. another thing that's happening a lot these days is low upfront down payments, which make it super easy to "buy a home" but also means more of the home cost will now have interest applied, meaning you'll pay more in the end compared to higher down payment loans. always read the loan terms and give yourself a lot of time to think it over and do research.
loans have interest rate, meaning you will end up paying more than you borrowed back over time
fixed rate interest = interest rate is locked in at time of signing the loan. means you know exactly how much you'll end up paying by the end of the loan, and they cant change the interest rate
variable rate interest = interest rate can change, which means if inflation goes bad your rate can go up. may be advertised as the rate can go down, or the starting rate of the loan is low (and possibly fixed for some time) but you can bet your ass they will jack that stuff up the moment they can
do the math upfront and make sure you can afford the mortgage. another thing that's happening a lot these days is low upfront down payments, which make it super easy to "buy a home" but also means more of the home cost will now have interest applied, meaning you'll pay more in the end compared to higher down payment loans. always read the loan terms and give yourself a lot of time to think it over and do research.
35
General Discussion / Re: What does username RLCBM stand for?
« on: January 25, 2024, 07:00:56 PM »
hes also been on vc in my discord a couple times when he spots people are online. his life goal is to tell people the time, and then bother them with questions on the side, it seems
37
Off Topic / Re: It's My Birthday!
« on: January 24, 2024, 08:37:27 AM »
happy birthday! hope the showing goes well
make sure to screen for crass humor lol
make sure to screen for crass humor lol
38
Help / Re: Reactivating window causes the game to freeze
« on: January 23, 2024, 02:17:06 AM »
for anyone reading this topic: you can find mire prompt blockland related help at the bcc discord linked in this topic: https://forum.blockland.us/index.php?topic=318430.0
i and a lot of others check that discord regularly and can provide blockland modding and game help and you can find a lot of resources there
i and a lot of others check that discord regularly and can provide blockland modding and game help and you can find a lot of resources there
39
Help / Re: Reactivating window causes the game to freeze
« on: January 23, 2024, 02:12:37 AM »
not driver stuff, engine stupidity*
40
Help / Re: Reactivating window causes the game to freeze
« on: January 23, 2024, 02:10:48 AM »
This issue has to do with some driver stuff iirc and theres a dll fix if you feel like you can trust dlls from community members. You can find the "Immediate Refocus" dll and the edited blockland.exe that allows dll loading here: https://gitlab.com/Queuenard/blockland-DLL
42
Off Topic / Re: Bushido passed away - Fundraiser for funeral service in OP!
« on: January 19, 2024, 10:47:48 PM »I'm doing my part. This is just so forgeted up, dude should have had half a century leftstrongly agree - he should have at least had an opportunity to finish a full fledged game :(
life was truly unfair to him
43
Creativity / Re: Drawings Megathread
« on: January 18, 2024, 10:04:37 PM »
glass figurine
figma when
figma when
45
Drama / Re: Community Drama - I hate Blockland in many ways but not the game - No leave
« on: January 17, 2024, 04:55:29 AM »
genuinely seek help, this all is incredibly uncharacteristic of you