Those karma events every 3 minutes seem a little too frequent, unless they'll be small events most of the time.
the goal here is to actually get people to pay attention to god and most of the neutraly god events won't be anything significant. anyway we did taxes today and they got a little loving complex so im going to do a writeup on this stuff for reference
taxes exist to buy cops and priests guns and everyone social security aka death insurance. currently we got four kinds of taxes, three of which are pretty simple. sales tax is a percent of an item's total price added to purchases, export tax is a percent of revenue earned by selling stuff to the japanese who exist to transmit materials into money, and tick tax is a percent of how much you earn passively. death tax is where stuff starts to get tricky as a few unintuitive mechanics emerge.
when you die two things happen before you respawn. first, you drop a portion of your income you have stored in the bank, which right now is an arbitrary 10% for simplification, as well as any cash on hand. the government then either taxes or subsidizes a percent of the income lost from the bank depending on current policy choices. furthermore the government can also set a flat tax forgiveness/full subsidy threshold where if you are below this poverty line deaths are automatically either fully subsidized or not taxed.
as an example suppose joe got gunned down in the streets with $50 on him and $100 in the bank. because of the arbitrary 10% he drops 10$ from his bank as well as the $50 he was carrying on the ground. the government has an insurance payout of 10% and thus pays $1 to joe as compensation for his bank losses. joe's total losses are $59. if the government instead chose to tax death at the same 10% rate, joe would pay them $1 and his total losses would be $61.
addenum: having both taxes and insurance active at once is dumb as it just becomes tax%-insurance%. tax and insurance rates will be changeable with law points.