Two things come in a tie:
I was in Australia for my brother getting married. We went snorkeling after the ceremony (we were on a beach with ship wrecks behind us) and a HUGE Cruise Catamaran parked just down the beach. We were coming back when the Catamaran's engines started up. I got scared and started trying to swim back to shore against the current. But I was drifting back towards the Catamaran. Just as I thought I was going to die, a small vessel came up beside me, my brother inside it. I was dragged in to the boat and taken to shore, where I went to hospital because I had gotten Hypothermia.
This was yesterday. I was riding my bike with a few friends, three skating, two biking (me included) and one walking. One of the guys skating tried to gap one of the "islands" in the middle of the road. I had a camera and was filming this. I was riding along side him, and when he gapped it, he lost his board. I would of ran over it and snapped it if it wasn't for my trusty front brakes. I pulled them on, and stoppied way too far and my back end came crashing down on me, crushing my behind and man parts. I fell face first on the tarmac and barely inches away from his board. I lived to tell my story.