Chargebacks and "item chargeback fees"? (basically resolved)

[Night Fox]

yes. apparently all the definitions google shows me for chargeback are not what it means for normal people. I talked to the bank and I know the issue now
a check my mom gave me the other day didn't clear. ffs
it was part of a deposit I made that included a bunch of cash, too, which is why I didn't notice it at first

old op:
okay so this morning I checked my bank account stuff
and I had a lot less money than I should've
so naturally you'd be confused right? if you found out you had less money than you should in your bank account?
well, I checked the transaction history, and there's a $50 debit with a description of just "Chargeback"
not only that, but another $6 charge with "Item chargeback fee"
I had no idea what a chargeback was, so I looked it up, and apparently it's when a consumer feels like they weren't probably satisfied with a service or something, and gets their money back from the company. but wtf, I'm not a company, I haven't even rendered any services. definitely not $56 worth of services on monday. I didn't do anything on monday

so I guess I'm gonna call my bank in an hour or so and ask about it. idk when they open
fifty dollars. jesus

[Ad Bot]

[Lesrock]

either somehow someone got your credit card number or fraud

[Night Fox]

either somehow someone got your credit card number or fraud

that doesn't make sense, though. in order for a chargeback to happen at all, there would have needed to be the charge in the first place. I've never had $50 or $56 deposited into my account before, definitely the bank would know something was up if someone ordered a chargeback on an account that hadn't charged anyone. my guess is that my bank made a mistake

fake edit: apparently I actually deposited exactly $56 on november 26. long before this happened
still gonna call my bank, though

[devildogelite]

So you're saying you deposited a check and it bounced? Normally stuff like that happens way before a month and a half later though. Hope you straighten this stuff out.

[Night Fox]

So you're saying you deposited a check and it bounced? Normally stuff like that happens way before a month and a half later though. Hope you straighten this stuff out.

yes. apparently all the definitions google shows me for chargeback are not what it means for normal people. I talked to the bank and I know the issue now
a check my mom gave me the other day didn't clear. ffs
it was part of a deposit I made that included a bunch of cash, too, which is why I didn't notice it at first

[devildogelite]

yes. apparently all the definitions google shows me for chargeback are not what it means for normal people. I talked to the bank and I know the issue now
a check my mom gave me the other day didn't clear. ffs
it was part of a deposit I made that included a bunch of cash, too, which is why I didn't notice it at first

I hate making deposits so much, I always feel like I'm gonna forget them up some how. I want to set up direct deposit for my job because it's so much easier.

[Night Fox]

I hate making deposits so much, I always feel like I'm gonna forget them up some how. I want to set up direct deposit for my job because it's so much easier.

yeah like what if I accidentally write a wrong letter in my account number or it wasn't smooth enough to read
or what if I miscount the money
but it always works out anyway so I guess I do well enough