ok here we go
Idea: Payback
Description: You usually have a lot of money on Steam leftover from selling all those items on the market. S' a shame you couldn't buy that 5$ hotdog down the street, but you have the amount on your Steam account. What if there were a way to get it to one of your payment methods?
Explanation: There would be a option in account settings to transfer money from your Steam account to one of your payment methods. You could type in the amount you wanted (like 2.75 or something), but you couldn't go past the amount you already have. This will not work on accounts recently logged in on a new browser or on brand new payment methods to protect your money.
What do you guys think? It's probably not beneficial to the game companies/Steam/Valve, but it seems cool.