i think theoretically, we all have limits. but unless you are hosting 5000 torrents 24/7 for some website,
or run some kinda spam mailer racket, you will never ever reach it. the "limits" are to stop people from exploiting ridiculous monthly bandwidth that even a heavy home downloader would never come close to.
but in some locations, there are stuffty low packages where the normal user has low limits as well lol