If you think I'm being lazy and not helping pay for it, you are wrong. I've been trying to get a job since June and I am still unemployed.
What.
my hosting is reliable as long as everyone follows the TOS I have provided on the front page.
That is not a realistic expectation on the internet.
I'm not trying to bash here (well, maybe a little), I'm just trying to keep things out of dream land. Either you have to get a job and pay for the entire thing yourself OR you have to turn it into a legitimate business, pay taxes, and sell an actual service. Either way it is up to YOU to keep the files clean, not everyone else in the world. And either option requires you to spend your own money to get things started.
There are many many many competitive hosting solutions for people to use that are drama-free and are actual legit business run by adults with jobs. Why would anyone donate money for something that may or may not happen when they can just buy a legit hosting service?