Text should have a print texture under it or something. Text straight on studs looks bad.
I was actually considering keeping the text area just a solid color, so I'm probably gonna change that.
Also, no offense guys, but a lot of your cards aren't turning up so great. I mean, you got the right concept Random, but the text should just stick to the Impact style.
EDIT: How does this look?

As for the stars... How about this:
Let's make the base star count as the yellow stars. Ex: *****
If you're a moderator, you can have a second layer of stars which are orange. *****
If you're an Admin, your star count will go to red over the orange, like so: *****
SA and Host would have the most health, which is a layer of green (The whole layer counts as one star, though.) Ex: *****
I know it's basically HP all over again, but any health system can be abusable. People could just make a 5-star attack if they wanted to.