You should figure out what you want to do before looking at specific colleges.
You could go to community college and get your general education credits, then you can transfer to a school once you know what you want to do.
If you have to pick now, look at state universities. often they charge way less tuition if you live in the state they're in. (for instance, u of illinois at urbana champaign only charges 10k a year to illinois applicants) They are usually pretty good for learning most things, but you should look into what programs they're acclaimed for.
I agree for the most part. You'll hear a lot that the first two years of any bachelor's degree are the same, and for the most part that's true. So, getting an associate's is a safe way to explore your interests while not wasting time (and if you get scholarships, without risking too much of your own money!)
I'm currently at a state university after having transferred from a community college. I am almost finished with a B.S. in botany, minor in entomology. I decided on that field because of a part-time job at a plant nursery during my summers in high school. I didn't really take any notice to plants before then. My advice would be to figure out what you like by trying lots of different things. Volunteering, interning, working, or solitary exploring all work well. Find passionate people, as they're more likely to let you tag along on adventures!
I chose my university because it has a quality botany department, had lower tuition rates, and is closer to where I live. I chose my community college on accident haha. I was planning on waiting until I got residency in this state, but the com. college didn't charge out of state tuition and my grades got me a full tuition waiver. It was the best decision I've made thus far, as my community college had small classes (unlike 200+ in university core classes) and I got more one-on-one time with professors.
And on the topic of money... If you care about having lots, then look for one that pays up! If you're content with whatever though, then look for one that you'll enjoy. What's the point if you hate your job which you're at for 40hrs/wk? Silly stuff imo.
Hope this helps in some way!