you leave the car before tom can say anything and walk over to the bank manager
"ma'am, pardon me but i have a question"
She looks at you slightly nervous, wondering if she did anything wrong probably. and as you understand, she might have...
"uh, sure I guess"
you take put your weight on your right foot, sigh, and ask "this might be a sensitive quesiton, but are you gay??????"
she's confused and slightly taken aback, "uh, no... . ? why do you need to know this??"
before you answer tom catches up to you and asks "why the hell did you bring a bag of stuff into the car i sure hope you dont mind me throwing it out cause i just did that." doesnt seem like he heard your question to the manager
she's still pretty confused, moreso by the comment tom made.