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The Equifax stuffshow
Outpact-:
*sips some lovely XXXX beer*
well have fun mates :^)
Ipquarx:
--- Quote from: Deus Ex on September 07, 2017, 10:21:18 PM ---Why the forget are they even allowed to have this much info on people in the first place?
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because it's hidden in the fine print literally everywhere that you agree to give them this info
there's literally no way around it
hillkill:
--- Quote from: *Trinick on September 13, 2017, 08:48:02 PM ---You're right, because, you know, the government never gets hacked.
Equifax is a huge, huge, enormous company. Whatever you're imagining, you're wrong. It's bigger. They're the largest credit bureau over Experian and TransUnion, and they've got an enormous number of products that every single financial institution in the loving country uses. I work in the financial sector as a programmer, and today alone I wrote code to integrate two different Equifax products with our software. They also undergo constant security audits, entry tests, and are subject to so many regulations that making a move is probably like being on an obstacle course game show. There's very little that could have been done to prevent this, and hindsight is 20/20. The unfortunate permeating truth to the matter is that Equifax, and credit reporting agencies in general, are essential to the operation of our financial system. Automatic loan decisioning is the reality of the world now, and it's only possible because machines can eat up all the information about you and spit out a response. If the credit bureaus went away, every lender in the world would have to hire private investigators to figure out if you are credit worthy.
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i've been trying to inform people of how vital it is that they freeze their credit cards and stuff but they won't listen. i have my birth certificate, all of my id's, and the SSN on hand in case i get my information stolen.
Outpact-:
--- Quote from: hillkill on September 13, 2017, 08:57:39 PM ---i've been trying to inform people of how vital it is that they freeze their credit cards and stuff but they won't listen. i have my birth certificate, all of my id's, and the SSN on hand in case i get my information stolen.
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Speaking of information, though being somewhat safe I've never really kept personal info pretty safe, like yelling my actual address out online.
Yet to see my consequences.
Drydess:
--- Quote from: Outpact- on September 13, 2017, 09:00:31 PM ---Speaking of information, though being somewhat safe I've never really kept personal info pretty safe, like yelling my actual address out online.
Yet to see my consequences.
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the consequences come when you apply for a really professional job and they see your history here
same goes for me lmao i'm so forgeted in the future