Off Topic > Off Topic
i am 18 years old as of right now lol
ßlöükfáce:
--- Quote from: Daswiruch on December 16, 2017, 12:18:38 AM ---i know the difference between a debit card and credit card
i had to have my mom open a checking account with her name in it first so i could have my name on it because they apparently told her that minors couldn't open accounts there
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tell the bank they're a bunch of flaming homos
gr8dayseth:
happy birfdai!!
Foxscotch:
--- Quote from: Outpact- on December 16, 2017, 12:18:18 AM ---ftfy
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that's not how it works. first of all if you never own a credit card you will have no credit history and you will have a hard time getting even remotely decent interest rates on more important loans like house and car. I would actually suggest getting one as soon as you can, using it regularly, and always paying it in full on time. you build positive credit history and don't have to pay interest. use it like you would otherwise use your debit card, and pretend like the money had actually been taken from your checking account
ultimamax:
it only gets worse from this point. turn back now
Grimlock²:
go buy a lotto ticket and a can