It doesn't matter what game you play, nothing you add has to do with the real world, I'm just comparing the fact that the real world follows moral standards that involve social issues, which can just as easily occur here.
You cannot neglect the fact that these people are from the real world, and will most likely get into a situations that commonly occur in the real world, which in this case is scamming, which is against the law.
This is also very prone to games that portray the real world, such as CityRPG. So if you're going to paint a picture, paint it all the way.