I'm pretty sure I destroyed my credit for a joke. I bought a website of my friends name, it was like 7bucks. They billed you with invoices and I completely forgot about it. One day I get a letter telling me I've been sent to a debt collector. So as of right now I'm $7 in debt to a webdomain company and pretty sure I have awful credit.
But if you were to ask me if I would do it again, I would.