Savings Bonds

[Visage]

So we were doing spring cleaning today and my mom ran across my savings bonds my grandma sent me every birthday and Christmas since I was born until I was 18. We totally forgot about them and I looked them all up and if I cashed them all in I would get $1,319. None of them are matured, they are all 20 years until they mature, what that means is they have not reached their maximum worth and will continue to grow until the 20 years. Most of them are EE class bonds and only get 2% interest a year, a small bit like $300 worth are I class and get 4.5% interest until they mature. With the current inflation rate of about 8-9% should I just cash them all and spend them or save them even though I am basically losing money as they mature?

[Ad Bot]

[CopBlock]

i'd cash them in but thats because i dont like waiting.

edit: in all honsty, if it was me, i'd do the math and check them in when they were worth the most

[Radial543]

i'd cash them in but thats because i dont like waiting.

Your handicapped. You have to plan ahead if you want to have any hopes of succeeding.

[CopBlock]

Your handicapped. You have to plan ahead if you want to have any hopes of succeeding.

yeah yeah, i know, im still impatient though.

[Visage]

I think I was wrong about the 20 years, I just rechecked the value and then I noticed the dates they mature are from 2030-2046 D: I am going to be like 40-50 by the time they are mature.

[MtnDew]

Your handicapped. You have to plan ahead if you want to have any hopes of succeeding.

EH EHE HE SIR.