inb4newtopicaboutRetz'newcar
Get a slim jim. Or a jimmy. Or w/e they cal those.
Buy a lockpick. Carry around a clipboard with fake papers and pretend you are a repo man
Reposession can only be done if the owner has consent. When he doesn't consent and you don't have proof that you're a Repo-man, you're in deep stuff.
Unless its a password doorhttp://www.lockpickshop.com/SJG-10.html