My mom saved enough money to buy a Ipad after 6 months. They wont let her buy it. It happened after some other lady only used a credit card. Credit cars suck, you can buy stuff with it for free. Problem: they over charge you than the price.
tl;dr
His mother couldn't buy an iPad after saving up money, for some reason unknown, she couldn't buy it. And he doesn't understand Credit Cards.
My story: His drunk mother finally gathered up enough money from her dead-end job for a pack of smokes.. which in her mind is equivalent to the cost of an iPad. Then some other lady used the magical piece of plastic to buy one.
EDIT: My translation messed up. but my version is an epic.