Its a trap, hes only trying to befriend you so you click the link!
Nah he's a friendly guy, I gave him my username and password for research. Then he asked me what's my credit card so he gives me $10 for the research! He's such a nice guy :D.
well in that case, what a bro!
Yeah but I don't understand why I can't access my account anymore and I don't have any money on my credit card anymore...>Implying I even have a credit card.