Yes, but the went through years of education to get their insurance. So someone with a highschool education get offered just as much insurance as someone with a college degree? No, if they are too lazy or can't go and seek scholarships for college, that's their own damn fault. Not the companies.
Most people with a college degree still receive health insurance from their employers. I hate to break it to you buddy, but most of the middle class nowadays is college educated. That's why people are so pissed about the distribution of wealth in the US.
How old are you exactly? Because I'm getting a strong sense that you have no idea what you're talking about.