I mean I'm not afraid of a credit system (we already got one) I'm afraid of being arrested for not pledging allegiance or practicing religion or having all websites blocked. And we're far from any of that
did you watch the video or look up sesame credit cause this isnt the same as the american credit score system, which is purely based off of your consistency of paying back loans.
this is a credit score based on your public profile and how much you shill for the government. the more you shill the higher your score. the more anti-party/wasteful stuff you post/buy/view, the lower your score (ex: playing too many video games, browsing western sites, shopping too much, etc). your score is also affected by the people you are associated/friends with, so you're naturally incentivized to ostracize anyone who speaks against party lines. your score feeds back into your ability to get loans, permits, coupons for online purchases, etc.
on top of this, china plans to make participation in this "social credit system/game" required for every chinese citizen sometime in the next decade, so it pretty much is the last step towards the ccp becoming a minor form of big brother.