Ok, i searched the forum and searched all around these places and i'm getting close, right now i'm having problems with the mount points. I found out that you name the armature and then parent to shape but when i parent to shape and export this is what i get:
Torque Exporter 0.964
Using blender, version 246
Warning: Could not accept child mount0 on shape Shape
Warning: Could not accept child mount1 on shape Shape
Exporting...
Warning: Could not accept child mount0 on shape Shape
Warning: Could not accept child mount1 on shape Shape
Writing shape to 'C:\Documents and Settings\skateboarder\My Documents\Add-Ons\Snowmobile\snowmobile.dts'.
Processing...
> Shape Details
> Nodes
^^ Bone [Exp-Catch-Root] (parent -1)
> Objects
'Cube' : Standard
'Collision' : Null Standard
> Materials
blue
black50
black25
blank
white
black75
> Detail Levels
Detail-1 (size : 32)
Collision-1 (size : -1)
Smallest : Detail-1 (size : 32)
> Internal Sequences
Writing out DTS...
Done.
Finished.
and i'm not too sure why. Here's a pic of what i have:

The mesh is the child of detail32, which is the child of shape.The collision box is the child of col0 which is also the child of shape. And then the armatures which you can't see very well are named mount0 and mount1 and are the child of shape.
But it won't let me make them the child. Right now what happens is i jump on the vehicle and it lets me sit in the spot that i alligned the mesh with, which is the center. When i switch to the 2nd seat it moves to thesame spot. So the game knows that the mounts are there just that it won't let me choose the spots i want, and i can't have more than once center obviously. The place where the guy sits is where the green and red line cross, thats where i want it but also another guy behind him.
Here is the .blend save:
DownloadAnd here is the whole snow mobile, i added the stuff for invisible wheels, just that the armatures for hub0-3 aren't there, so don't expect it to move.
Snowmobile DownloadIf somebody helps me with this, i will figure out how to make everything else, and i will credit you on the next vehicle i make :D Since this is for the winter pack and the only credit i can give is in the description file, but i'll put it in there aswell.
I know i've posted alot for help but this should be my last one if i get this figured out.