I can't relate with starting out drawing later in life, but I know this rule applies to everything that just find what drives you and motivate.
Two parts of creating something cool is skill and talent. Sometimes people think they're untalented when they just lack the skill, so keep practicing.
Me, I don't believe I have the right skill yet, and I'm not sure if I'm talented or not, but I keep trying =^ C^)/
Edit:
Yeesh, it's late. Heading to bed.
Peace!