I'd rather have love at a younger age then save it before marraige (as I've already done, lol). Here's my biggest reason;
Losing your virginity isn't anything special. Its cool for about an hour, but then its like meh. Everybody tries to make it out to be like oh so special, but if losing your virginity is supposed to be special, then I guess me and my girlfriend are both forgeted.
Its not really a big deal, at first it just makes you crave it more, but then you're like "wait a sec, there's gotta be more to it than 'this goes here, SQUIRT'"