Wow I couldn't put that together without your help, thank you. No stuff crime is lower, you don't have to talk to everyone like they are beneath you. I was more referring to the fact of choosing to live somewhere in which there are such strict regulations and rules.
Because the HOA does an enormous number of things. They pay for property upkeep that isn't owned by people, ensure houses look nice, prevent people from blasting music all night long or hosting ragers when you have work the next day, keep property value up, and provide a medium of settling neighborhood disputes. I personally wouldn't want to live anywhere that doesn't have an HOA, when I look outside I don't want to see people's rusty old cars up on blocks where it's been for years or overgrown dead grass. If you want to have all that stuff on your property, move somewhere without an HOA. I personally have never felt bothered by the HOA, the only time it was ever even close to a problem is when my family wanted to get a hot tub and we had to ask permission from the HOA because it could be bothersome to the neighbors, but all we had to do was ask our neighbors on each side and they both said no problem.