I have 3.
l4d2, I'm about to get to the helicopter, I run up to the helicopter just to have a charger run me off the cliff thing there :c
tf2, I am a sniper, about to cap a capture point in mann manor, and the horseless headless horseman comes up from behind me and kills me...
And playing resident evil 3, I walk through a door and a super licker comes out of no where and kills me, and I didn't save after i found the minigun :( :( :(