kid >HEY DAD CNA BROW SUM MUNY TO BUY STUF ON STEAM?
as compared to
kid > HEY DAD CNU TKE ME TO DE GAMSTOP AN BUY ME A GEM CRAD FOR STEAM?
it's still counter intuitive because these people are lazy, and they will eventually get credit. it's the microsoft point principle, once you realize you can just buy dlc with microsoft points you throw the idea of dlc cards out of the window.