PayPal is fantastic. I've used it a lot (not mine) and they are really easy to use and save a lot of time. Also you can chargeback instantly and give reasons why. PayPal will really go after the collector over it, so if you are buying keys or stuff from ebay its a lot more secure to do it via paypal
they don't have a cost or a fee either. it's like 3% of income collected via it, so consumers are good. don't act like paypal is bad because Maxx is violating the ToS.
i dont believe you
it literally says on the back of the loving card and i quote:
"a 4.95 monthly fee will be applied against unredeemed funds at the beginning of the 13th month after purchase"
so if i wait /5 years/ then im not going to have money anymore