would i have to solder resistors onto a molex 4pin cable to make a fan run slower?
Don't know if anyone else has answered this one yet but I'll go ahead and tackle it.
That's definitely one way of doing it. People actually sell
cables with resistors already attached for you if you don't feel like soldering. It's a trivial thing to do and if you have resistors lying around you can basically do it for free* yourself if you've got the tools already.
You need to use tiny resistors though. If you throw a standard 330 ohm or 1k in there you'll basically an unusable slow fan. If you look at the cable I posted earlier, you can see they're using a Yellow-Blue-Black resistor (46 ohm) resistor.
A better way of doing it might be using a variable resistor, that way you can go in and change the value when you want without having to desolder anything. If I were going to do this I would go with the POT1KA potentiometer off of this webpage:
http://www.futurlec.com/PotRot.shtml . They're logarithmic potentiometers so they will give you fine control over the low values, and it's a 1K pot so you can get get the fan going really slow or basically turn it off. It's also a 1/2W pot so it should have no trouble dealing with a bit of current. The knob is easy enough to adjust by hand so you won't have to use a screwdriver every time you want to adjust them. The down side is that it's got quite a bit of metal on it so you need to make sure to insulate all the metal parts so they don't short anything on your motherboard, secure it well, or do all of them. Also they're 55 cents each, when you can get plain old resistors for less than a cent each.
I just went ahead and bought a fan control panel for my desktop. I've got 5 120mm fans and this controller looks okay and gives me good control over the fans. This is the model I'm using:
http://www.amazon.com/gp/product/B005C31G30/ Unfortunately it will stick yet another LED on your desktop, which might be a problem for some people.
* Resistors are so cheap they're practically free, and you can always rip them out of old electronics.