guys
opt out of the interest-based ads here:
http://choice.microsoft.com/en-usalso

you need to read. they will not monitor what you say in chat programs, and the monitoring happening with bing and any other web search programs
already happens. it happens to google as well. its how you search things on the internet.also:
-you obviously share info when you make a microsoft account
-you obviously send info to cortana- its how she processes things, like siri...
-contacting microsoft support? guess.
-onedrive, not too sure about, hold on

nothing invasive here as far as i see. your IP address is all over the internet anyways, and unless your a bitch SJW, gender isnt personal.

duh? that's how you send email! it records what you type, and sends it!