If you could elaborate your reasoning, I'd destruct your argument in a lot more detail but since hasty complaints like "it's not balanced", "too hard", etc. typically stem from a lack of patience and bias it's not worth describing it in a catch-all fashion.
because its so fun hammers vs rifles
you lose weapons upon dying +50 dosh
I've ran out of money and couldn't recover because any weapon I bought would be trashed as soon as I die.
atleast a pistol or something